Help to Buy

Helping you buy your own home using the Help to Buy schemes.

What is the Help to Buy scheme?

At Morrish Homes we want to make buying your new home as straight forward as possible which is why we are an approved Help to Buy provider. We ensure that we provide our customers with all the relevant information they could need to make their purchase decision, including the support they can apply for using the government Help to Buy schemes.

There are a number of schemes available that can help when buying your own home including the Shared Ownership scheme and Help to Buy ISA. The Equity Loan is a government scheme which means you could buy a Morrish home of your choice with a deposit of just 5%. The loan will provide a further 20% towards your deposit meaning you only require a 75% mortgage to cover the rest.

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How does it work?

You contribute a 5% deposit of the total property purchase price
Pending your affordablity, the Government will loan you up to 20% of the property value, organised through us
You obtain the remaining 75% of the funds for your new build home through your chosen lender
The Government loan is paid straight to us on completion making the process straight forward
This loan is interest free for 5 years and can be repaid at any time or on the sale of your home

Help to Buy Scheme