Help to Buy

The government’s Help to Buy scheme is designed to help first-time buyers purchase a newly built home, subject to certain price caps. Under the scheme, buyers can purchase their new home with just a 5% deposit (subject to terms and conditions).

How it works

The Help to Buy interest-free* loan adds a further 20% to your deposit, and then a Help to Buy mortgage will cover the remaining 75% of the property cost. The scheme is subject to regional price limits, set at 1.5 times the average first-time buyer price in each region in England. This means that to be eligible for the loan, homes have to be below the set maximum price in their area. In the South West, this is set at £349,000.

We are an approved Help to Buy provider, meaning you could purchase a stunning new Morrish home with as little as a 5% deposit. Please note, the Help to Buy scheme is available to first-time buyers only.

Move Assist

If you are already a homeowner, our Move Assist scheme is a one-stop-shop solution that makes the buying and selling process easier. 

How it works

Once you’ve chosen your completed Morrish home, our friendly experts will assess the suitability of your current home for the scheme. If your property qualifies, you can pay a reservation fee** to take your chosen Morrish home off the market for a given period. 

Our agents will work to sell your home within the set time frame. Once you have a buyer, the legal process can begin. By helping to sell your property, we can get you moved into your new home within a much shorter time frame. 


Looking for your dream new build home? Morrish Homes has a variety of stunning properties for sale on our most prestigious developments across the South, including Oakwood in Somerset and Nansledan in Cornwall.

To find out more about the Help to Buy or Move Assist schemes, please get in touch with us here.

* Help to Buy loan is interest-free for the first five years, after which point interest fees start at 1.75% and rise each year. 
** In the unfortunate event that we do not sell your home, your reservation fee is refunded.

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